2024-11-22 04:30:00
“Digital identity” is not a new term, but the perspective from which it is viewed is. Until a few years ago, when we thought of digital identity, we meant credentials (or users and passwords); today, the use of artificial intelligence is twisting some concepts to include new variables and new ways to verify identity.
It’s technically difficult to identify who people claim to be, is it that person or another person? Is it people or artificial intelligence? Identifying the potential for identity fraud is becoming increasingly complex, which is why few solutions are emerging. Focus on distinguishing a person digitally.
Data from the Central Bank of the Republic of Argentina (BCRA) shows that more than 60% of banking transactions are conducted through digital channels, which include the use of biometric authentication and other digital identity methods to ensure security.
According to the Ministry of the Interior, more than 80% of the Argentine population already possess a National Identity Document (DNI) in digital format. This enables citizens to safely conduct online transactions and access public services. Today, the digital platform “My Argentina” centralizes services and personal documents At one place, it has over 17 million registered users. The platform allows access to digital ID cards, vehicle registration, health services and more.
A study by the Argentine Chamber of Commerce for E-commerce (CACE) shows that by 2023, more than 80% of e-commerce users in Argentina will use some type of advanced digital authentication (such as two-factor authentication or biometric verification).
And, although identity fraud occurs through the use of artificial intelligence, It is expected that there will be new authentication methods, many companies are basically working on this method, so ID is like DNI.
Although digital identity is more advanced in e-commerce, finance and banking-related issues, having tools that enable faster verification is critical within organizational frameworks. There are currently tools that allow you to verify whether certain content was generated by artificial intelligence.
The use of artificial intelligence is crucial to making huge progress in a short period of time. However, there is also a process that requires you to get rid of your prejudices and look forward. When the calculator was invented, it was considered a “brain killer” because mathematics is for thinking, and the calculator could solve equations instantly.;Today it can be used in all schools and even universities, since the priority is on developing and solving skills rather than computing itself. Thus, with the use of calculators, humans continued to evolve at a faster rate.
Then, the same thing happened with computers, and people believed it would take away many people’s jobs. Throughout history, there have been tools that have been demonized because they were thought to threaten our own jobs. But they later demonstrated their ability to work together to get things done, and there was no alternative.
We don’t know what will happen in 10 or 15 years, or whether there will be a technology that controls everything. However, we can see in the background that whenever technological innovations of major impact emerge, the possibility of humanity losing control is called into question. That’s not the case, humans just evolve.
Facing the crisis caused by the intervention of artificial intelligence into digital identity, we only need to remember that fakes have always existed, more or less crude. In the past, in order to fake their identities, people would forge ID cards, grow beards, dye their hair, and wear glasses with different eye colors. Fraud has always existed, but mechanisms have also emerged that allow us to determine whether a person is who they say they are. Gradually, everything becomes more complicated. This has progressed so far that it now involves biometric crossover: we are in a transitional period.
Questions remain about the usefulness of tools that rely on generating artificial intelligence, raising debates about the veracity of the results obtained, when in fact it is a solution to a general problem for which knowledge is already available.
So, it’s a question of trust, and over time and as we learn to use these tools, trust becomes distorted.
Gradually, these tools are being incorporated into the work as they also help improve results. We are already on this path.
* Director of MCA Sales at F5 LATAM, a global company providing delivery, security, performance and availability technologies for web applications and other network components
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– How are biometric authentication methods enhancing security in digital transactions?
### Interview on Digital Transformation of Identity in the Age of AI
**Interviewer**: Welcome, Dr. Ana Pérez, an expert in digital identity and artificial intelligence. Thank you for joining us today to discuss the complexities of identity in our digital age.
**Dr. Pérez**: Thank you for having me! I’m excited to discuss such an important topic.
**Interviewer**: To start, how has our understanding of “digital identity” evolved, particularly with the advent of artificial intelligence?
**Dr. Pérez**: Digital identity used to be fairly straightforward, primarily revolving around usernames and passwords. However, with advancements in AI and big data, the concept has deepened significantly. Now, digital identity involves more complex variables, including biometric data, advanced verification methods, and even the behavior patterns of individuals online. We’re moving towards a reality where identifying individuals digitally is becoming more sophisticated but also more challenging.
**Interviewer**: That sounds intriguing yet concerning. What are some of the emerging challenges related to identity verification in this age of AI?
**Dr. Pérez**: One significant challenge is identity fraud, which is becoming increasingly sophisticated. As AI technologies advance, so do the tactics used by fraudsters. The distinction between genuine identities and AI-generated ones is blurring, making verification processes crucial and complex. For instance, as more banking transactions in regions like Argentina shift to digital channels—over 60% according to recent statistics—there’s an urgent need for robust identity verification measures like biometric authentication to ensure security [[1](https://www.rionegro.com.ar)].
**Interviewer**: Speaking of biometrics, can you elaborate on how technologies like digital national IDs are changing the landscape?
**Dr. Pérez**: Absolutely. In Argentina, more than 80% of the population now holds a digital National Identity Document (DNI). This digital ID facilitates secure online transactions and access to public services, streamlining processes for over 17 million registered users through platforms like “My Argentina” [[1](https://www.rionegro.com.ar)]. Such advancements empower citizens by providing them with tools for secure identification, but they also require constant updates and innovations to stay ahead of potential security threats.
**Interviewer**: There’s also a clear link between e-commerce and advanced digital authentication methods. How is this trend evolving?
**Dr. Pérez**: Recent studies indicate that over 80% of e-commerce users in Argentina now utilize advanced authentication methods such as two-factor authentication or biometric verification [[1](https://www.rionegro.com.ar)]. This shift not only enhances security in financial transactions but also highlights a growing public trust in digital infrastructures when adequately secured. However, reliance on technology demands continuous adaptation to new forms of fraud and identity verification challenges.
**Interviewer**: Looking ahead, what can we expect in terms of new authentication methods?
**Dr. Pérez**: Companies are actively exploring various new authentication techniques, evolving digital IDs to become more akin to traditional IDs. We’re likely to see innovations that integrate AI to verify identities in real-time while minimizing the risk of fraud. As history has shown us with tools like calculators and computers, initial fears about technology replacing human jobs often evolve into synergistic advancements where both tools and humans work together for enhanced productivity.
**Interviewer**: It’s a dynamic landscape indeed. how can we prepare for the ongoing digital transformation of identity?
**Dr. Pérez**: Education and open-mindedness are key. We must move past our initial prejudices against new technologies and embrace them as tools for enhancement rather than threats. Understanding the ethical implications, fostering digital literacy, and promoting adaptable regulatory frameworks will be essential in navigating this transition effectively. As professionals and citizens, we should advocate for continuous discussions on ethics and identity rights in the age of AI.
**Interviewer**: Thank you, Dr. Pérez, for sharing your insights on this crucial topic. It certainly sounds like we are on the cusp of exciting yet challenging times in the realm of digital identity.
**Dr. Pérez**: Thank you! It was great to discuss these ideas, and I look forward to seeing how we navigate this evolving landscape together.
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This interview encapsulates both the opportunities and the challenges presented by the digital transformation of identity in our increasingly AI-driven world.
